Cotter Otter is searching for treasure in the water when he comes across some sea creatures different than himself. He doesn't want to play with them because they are different and he doesn't think they can do the things he can. They have to come together in a scary situation which requires quick thinking and the use of their unique talents to make it out in time. This crisis changes Cotter Otter's thinking and starts to learn what a real treasure is all about.
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